Collins (99 to 1), born to great privilege, takes a thoughtful, well-written, and carefully researched approach to solving the extreme imbalance in wealth distribution, directed toward one- and 99-percenters alike. Refreshingly, Collins not only talks the talk but walks the walk: at age 26 he gave up his $500,000 trust fund and dedicated his life to ending inequality. The book's first half outlines the problems of uneven wealth distribution, which have been made even more evident by the 2008 economic downturn. This part includes a section addressing racial issues in the U.S. and making the case for federal reparations for slavery. What Collins does even better than describing the challenge is, in the book's second half, outlining significant and specific solutions. He includes 10 elements of a program for the wealthiest 1% to follow, imploring readers to connect with both "people around us" and "people who are completely different." He makes an appeal for "humanity and empathy" at the book's very beginning, shows how he and others have worked to embody it, and reinforces the importance of this approach at the conclusion. Wherever readers fall on the economic scale, this is a worthwhile book to read, digest, and share.